Category: Finance
What is a Merchant Cash Advance
What is a Merchant Cash Advance? More than ever, small businesses are turning to alternative lending options to raise working capital. According to wagepoint.com this number rose by 60% from 2014 to 2015. A merchant cash advance is an alternative funding option that business owners can consider. Approval is largely based on the volume of…
Important small business financial metrics you need to know
I don’t think I’m alone when I suggest, that like many small business owners, I didn’t jump into business ownership because I was really excited about small business bookkeeping or accounting. I knew it was part of the deal, but it wasn’t the part of business ownership I was the most jazzed about. Nevertheless, there…
Financing Options for a Startup
With no history, no track record, and no revenue, borrowing capital for a startup can sometimes feel like searching for the Holy Grail. Nevertheless, there are options, but they might not be where you expect.
The easiest ways to build a strong business credit profile
It can sometimes feel like a Catch-22. Part of building a strong credit profile is responsibly using business credit, but obtaining that business credit so that you can responsibly use it is sometimes easier said than done—especially for young companies just getting started.
Are you a savvy borrower?
A love of accounting is probably not the primary reason most entrepreneurs decide to start a business, but most of us would agree that at least a basic understanding of good accounting and bookkeeping practices is an important part of running a business. Likewise, mastering the ins-and-outs of financing is important
Understanding Crowdfunding
The options available to small business owners, particularly startups, for finding capital are better than ever—but they might not be where you’re looking. Crowdfunding is one of [...]
Maximizing The Value of Financing for Retail Businesses
Like other businesses, many small retail businesses rely on borrowed capital to purchase inventory, buy fixtures, expand, or bridge seasonal cash flow gaps. Financing for retail businesses [...]
Making the Most of Friends and Family Business Loans
Friends and family business loans, or financing from friends or family members remains one of the primary sources small businesses of every size use to access capital to fuel growth or [...]
Does OnDeck Offer Unsecured Business Loans?
OnDeck loans are secured by a general lien on business assets, but are not dependent upon the value of specific assets—unlike traditional bank loans.
Online Applications for Small Business Loans
Technology is changing everything. From the way we make travel arrangements, shop at the department store, hail a cab—and even the way business owners apply for a small business [...]
Short-Term Business Loans
When most people think of a small business loan, they think of the traditional five- or 10-year term loans available from the bank, the credit union, or an SBA-guaranteed loan. When [...]
What You Need to Know About a Business Line of Credit
A business line of credit can be a valuable tool for small businesses that take a strategic approach to making sure they have access to the resources they require to meet [...]
Small Business Loans for Women
Women-owned businesses are the fastest growing segment of entrepreneurs in the United States and account for roughly 40 percent of the small businesses in our country. And [...]
Working Capital Financing
If you’ve ever heard the phrase, cash flow is king, it’s talking about the working capital requirements of a small business. It’s not uncommon for businesses, large and [...]
Small Business Loans: The Complete Guide
Although traditional business lending has rebounded since the start of the great recession, the recovery has not been as robust for the smallest small businesses [...]