Author: mccbloom@gmail.com

Looking for a Small Business Loan? Loan Purpose Matters

It’s true, there are more options available today than ever before for business owners looking for a small business loan, but there isn’t really a one-size-fits-all solution. Understanding the relationship between why you need the loan and where you should be looking will help you find the right loan. Should your first stop be the…

Budgeting and Forecasting – What’s the Difference?

When you plan for the future of your small business, you assign yourself two important tasks: budgeting your dollars and forecasting how your business will behave in the year ahead. Preparing a complicated annual budget seems challenging until you realize that forecasting is even more complicated, because you have to account for the unknown. Both…

Protect Your Business Against Identity Theft

Identity theft is a hot topic and a big concern for many people these days. It seems like we regularly hear about personal data being stolen from one company or another. Have you ever considered the likelihood that your business might be vulnerable to the same type of identity theft? A business’ credit profile is…

6 Outstanding Online Invoicing Tools for Your Business

Invoicing is an essential part of business operations. Whether you run a one-person shop, a brick-and-mortar operation, or a growing business with multiple locations, you need to be able to quickly and easily create, send, and track invoices. A good online invoicing tool can provide both accessibility and security, and make it easier to keep…

PayPal Is Free: How the Split from eBay Affects You

Did you know that digital payments company PayPal recently split from e-commerce giant eBay? The separation was announced last September, and this July, PayPal officially became an independent, publicly-traded company once again. Since more than 169 million users have active accounts on PayPal, according to the company, all small business owners should be aware of the…

Boost Your Personal Credit Score: Take These Four Steps

For most small business owners, a personal credit score is still an important metric lenders may consider to measure your creditworthiness when evaluating your application for a small business loan. While different lenders weight the score differently, the benefits of building and maintaining a good personal credit score will likely never go away. With that…

What Do Business Owners Think About OnDeck?

We love hearing from our customers. Here are just a few of the comments we’ve received over the last 30 days: “OnDeck proved to be an excellent source for short-term financing that enabled us to manage cash flow. The process was straightforward and remarkably fast. I would not hesitate to recommend OnDeck to other companies.”…

Top Small Business Marketing Ideas for a Small Business Budget

A small marketing budget doesn’t mean you shouldn’t market at all, or that you need to settle for mediocre efforts and disappointing results. Some marketing techniques—think television ads or promotions at a major national event—come with a high price tag. Other, more affordable marketing techniques also work: they might reach a smaller audience, but they…

Got Student Loans? You Can Still Own a Small Business

Student debt can create a daunting financial maze for would-be small business owners. Recent research shows that regions where the population carries student debt boast significantly fewer small businesses. Does that mean that owning a small business is not an option for those with student loans to repay? Absolutely not. With careful planning, you can…

Content Marketing Essentials for Small Business Owners

Content marketing isn’t a new idea; businesses of all sizes have long used the power of education and entertainment to increase brand loyalty and create familiarity among buyers. What’s new is consumers’ constant use of online media and the infiltration of digital apps and devices into all areas of life. Content marketing, in other words,…

3 Types of Financing that Make Sense for Funding Inventory

Keeping the shelves stocked with what customers want to buy is sometimes a challenge for a small business owner trying to manage his or her other cash flow needs too. Fortunately there are inventory-financing options that can help you keep inventory on the shelves and your cash flow under control. What Type of Inventory Financing…